{"id":1008,"date":"2021-03-06T22:59:14","date_gmt":"2021-03-06T22:59:14","guid":{"rendered":"https:\/\/insolvencyhelp.co.uk\/cva-company-voluntary-agreement\/"},"modified":"2024-05-15T01:37:14","modified_gmt":"2024-05-15T01:37:14","slug":"cva-vallalati-onkentes-megallapodas","status":"publish","type":"page","link":"https:\/\/insolvencyhelp.co.uk\/hu\/cva-vallalati-onkentes-megallapodas\/","title":{"rendered":"CVA – v\u00e1llalati \u00f6nk\u00e9ntes meg\u00e1llapod\u00e1s"},"content":{"rendered":"\t\t
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\u00d6nk\u00e9ntes V\u00e1llalati Cs\u0151degyezs\u00e9g<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Meg\u00e1llapod\u00e1s a hitelez\u0151kkel<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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In the dynamic world of business, companies often find themselves navigating through financial storms, struggling to stay afloat amidst mounting debts and operational challenges. When conventional strategies seem insufficient to address these issues, a Company Voluntary Arrangement (CVA in UK) emerges as a potential lifeline. This powerful financial tool, primarily employed in the United Kingdom, offers distressed companies the opportunity to regain their footing and emerge stronger<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Together with the<\/span> Creditors Voluntary Liquidation<\/span><\/a><\/span>, a Company Voluntary Arrangement (CVA) is a formal, legally binding agreement between a financially distressed company and its creditors. This arrangement provides the company with the opportunity to restructure its debts and manage its finances more effectively. A licensed insolvency practitioner typically oversees the process, acting as a neutral intermediary between the company and its creditors.<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Mi az \u00f6nk\u00e9ntes v\u00e1llalati cs\u0151degyezs\u00e9g (CVA)?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Az \u00f6nk\u00e9ntes v\u00e1llalati cs\u0151degyezs\u00e9g (m\u00e1s n\u00e9ven CVA) jogilag k\u00f6telez\u0151 \u00e9rv\u00e9ny\u0171 meg\u00e1llapod\u00e1s a v\u00e1llalat hitelez\u0151ivel, amely lehet\u0151v\u00e9 teszi, hogy az ad\u00f3ss\u00e1g egy r\u00e9sz\u00e9t id\u0151vel kifizess\u00e9k.<\/p>\n

Akkor ker\u00fcl r\u00e1 sor, ha a v\u00e1llalat \u00e9letk\u00e9pes a folytat\u00e1sra, de ad\u00f3ss\u00e1gok terhelik.<\/p>\n

Az \u00f6nk\u00e9ntes v\u00e1llalati egyezs\u00e9get csak enged\u00e9llyel rendelkez\u0151 fizet\u00e9sk\u00e9ptelens\u00e9gi szak\u00e9rt\u0151 hajthatja v\u00e9gre, aki javaslatot k\u00e9sz\u00edt a hitelez\u0151k sz\u00e1m\u00e1ra. A hitelez\u0151k gy\u0171l\u00e9s\u00e9t tartj\u00e1k, hogy kider\u00fclj\u00f6n, elfogadj\u00e1k-e a CVA-t. Amennyiben a szavaz\u00f3 hitelez\u0151k 75%-a (az ad\u00f3ss\u00e1g\u00e9rt\u00e9k alapj\u00e1n) egyet\u00e9rt, a CVA-t elfogadj\u00e1k. Ezut\u00e1n a t\u00e1rsas\u00e1g valamennyi hitelez\u0151je k\u00f6tve van a javaslat felt\u00e9teleihez, f\u00fcggetlen\u00fcl att\u00f3l, hogy szavaztak-e vagy sem. A hitelez\u0151k mindaddig nem tehetnek tov\u00e1bbi jogi l\u00e9p\u00e9seket, am\u00edg a felt\u00e9teleket betartj\u00e1k, \u00e9s a megl\u00e9v\u0151 jogi l\u00e9p\u00e9sek, p\u00e9ld\u00e1ul a felsz\u00e1mol\u00e1si v\u00e9gz\u00e9s megsz\u0171nnek.<\/p>\n

Ebben az elj\u00e1r\u00e1sban a korl\u00e1tolt felel\u0151ss\u00e9g\u0171 t\u00e1rsas\u00e1g igazgat\u00f3ja minim\u00e1lisan vesz r\u00e9szt.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Company CVA \u2013 follow the steps for the perfect solution<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The company’s directors, in collaboration with an insolvency practitioner, assess the company’s financial position and viability. This includes a review of current debts, assets, cash flow, and future prospects. Afterwards, a detailed proposal outlining how the company intends to repay its debts and restructure its operations is prepared. This proposal is then presented to creditors for their approval. Creditors are given the opportunity to vote on the proposal. To be approved, it must receive support from at least 75% (by value) of the creditors who vote, in case of a UK CVA<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Mennyi ideig tart egy CVA?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Ez a meg\u00e1llapod\u00e1s n\u00e9h\u00e1ny h\u00f3napt\u00f3l n\u00e9h\u00e1ny \u00e9vig tarthat. Minden az \u00fcgy \u00f6sszetetts\u00e9g\u00e9t\u0151l f\u00fcgg (h\u00e1ny hitelez\u0151, mekkora az ad\u00f3ss\u00e1g, mennyi a vagyon stb.).<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Mennyibe ker\u00fcl egy CVA?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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A piaci \u00e1tlag egy standard CVA eset\u00e9ben 7 000,00 \u00a3.<\/p>\n

Ez csak egy standard d\u00edj, \u00e9s az \u00e1r esetenk\u00e9nt elt\u00e9r\u0151 lehet.<\/p>\n

Az \u00e1rat befoly\u00e1solhatj\u00e1k olyan dolgok, mint a hitelez\u0151k sz\u00e1ma, a teljes ad\u00f3ss\u00e1g, a r\u00e9szv\u00e9nyesek sz\u00e1ma, az eszk\u00f6z\u00f6k szintje stb.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Company voluntary arrangement (CVA) \u2013 feel the benefits of this options<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Once approved, the CVA is implemented, and the company adheres to the terms and conditions outlined in the proposal. Typically, this involves making regular payments to a CVA supervisor, who then distributes these funds to the creditors as per the agreed terms. The CVA supervisor monitors the company’s progress, considering the<\/span> Company Administration<\/span><\/a><\/span>, and ensures that it complies with the terms of the arrangement. This may include ongoing financial reporting and assessments<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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CVA company voluntary arrangement \u2013 plenty of reasons why you should consider this<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The company can continue its operations while under a CVA, allowing it to generate revenue and recover financially. This continuity is crucial for maintaining customer relationships and the overall value of the business. What is more, successfully completing a CVA can improve the company’s creditworthiness, making it easier to access financing and conduct business with suppliers and partners.<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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The Company Voluntary Arrangement (CVA) is a powerful financial tool that offers financially distressed companies a lifeline to recovery. It allows businesses to restructure their debts, preserve jobs, and continue operations while avoiding the stigma of insolvency. When carefully planned and executed, a CVA can provide a path to financial stability and future growth. <\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Fedezze fel szolg\u00e1ltat\u00e1sainkat<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Bizony\u00e1ra hallott m\u00e1r olyan kifejez\u00e9seket, mint felsz\u00e1mol\u00e1s, c\u00e9gfel\u00fcgyelet, fizet\u00e9sk\u00e9ptelens\u00e9gi elj\u00e1r\u00e1s \u00e9s m\u00e9g sok m\u00e1s. De mit jelentenek ezek, \u00e9s mi lehet a legjobb fizet\u00e9sk\u00e9ptelens\u00e9gi elj\u00e1r\u00e1s az \u00d6n c\u00e9ge sz\u00e1m\u00e1ra?<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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FELSZ\u00c1MOL\u00c1S (CVL)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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A hitelez\u0151k \u00f6nk\u00e9ntes felsz\u00e1mol\u00e1sa olyan jogi elj\u00e1r\u00e1s, amelynek sor\u00e1n egy fizet\u00e9sk\u00e9ptelen v\u00e1llalatot felsz\u00e1molnak. A kijel\u00f6lt felsz\u00e1mol\u00f3 megpr\u00f3b\u00e1lja a vagyont\u00e1rgyakat \u00e9rt\u00e9kes\u00edteni (a vagyont\u00e1rgyak harmadik felekt\u0151l val\u00f3 visszaszerz\u00e9s\u00e9vel, a T\u00e1rsas\u00e1g eszk\u00f6zeinek a legjobb \u00e1ron t\u00f6rt\u00e9n\u0151 \u00e9rt\u00e9kes\u00edt\u00e9s\u00e9vel stb.) a T\u00e1rsas\u00e1g tartoz\u00e1sainak visszafizet\u00e9se \u00e9rdek\u00e9ben. A felsz\u00e1mol\u00e1si elj\u00e1r\u00e1s sor\u00e1n a T\u00e1rsas\u00e1g a felsz\u00e1mol\u00f3 ir\u00e1ny\u00edt\u00e1sa alatt \u00e1ll, \u00e9s a felsz\u00e1mol\u00e1si elj\u00e1r\u00e1s v\u00e9g\u00e9n megsz\u0171nik.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Adminisztr\u00e1ci\u00f3<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tAz administr\u00e1ci\u0151 egy hivatalos fizet\u00e9sk\u00e9ptelens\u00e9gi elj\u00e1r\u00e1s, amelynek sor\u00e1n egy fizet\u00e9sk\u00e9ptelens\u00e9gi szak\u00e9rt\u0151t jel\u00f6lnek ki, aki a v\u00e1llalkoz\u00e1s megment\u00e9se \u00e9s a t\u00e1rsas\u00e1g hitelez\u0151i sz\u00e1m\u00e1ra a legjobb eredm\u00e9ny el\u00e9r\u00e9se \u00e9rdek\u00e9ben cs\u0151dgondnokk\u00e9nt j\u00e1r el.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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MVL<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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MVL – A tagok \u00f6nk\u00e9ntes felsz\u00e1mol\u00e1sa (Members Voluntary Liquidation, MVL) egy olyan elj\u00e1r\u00e1s, amely k\u00f6lts\u00e9ghat\u00e9kony m\u00f3don felsz\u00e1molja a fizet\u0151k\u00e9pes v\u00e1llalatot. Ez az elj\u00e1r\u00e1s el\u0151ny\u00f6sebb, mint a v\u00e1llalat t\u00f6rl\u00e9se a Companies House-ban \u00e9s a vagyon osztal\u00e9kk\u00e9nt t\u00f6rt\u00e9n\u0151 kivon\u00e1sa, mivel ad\u00f3k\u00edm\u00e9l\u0151bb. Miut\u00e1n megbizonyosodott arr\u00f3l, hogy a t\u00e1rsas\u00e1g \u00f6sszes tartoz\u00e1sa (ha van ilyen) rendez\u00e9sre ker\u00fclt, a felsz\u00e1mol\u00f3 feloszt\u00e1st v\u00e9gez a t\u00e1rsas\u00e1g tagjai k\u00f6z\u00f6tt.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Fontos dolgok, amiket tudnod kell<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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K\u00e9rd\u00e9sek \u00e9s v\u00e1laszok<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\u00d6n fizet\u00e9sk\u00e9ptelen, ha nem tudja kifizetni a tartoz\u00e1sait, amikor azok esed\u00e9kess\u00e9 v\u00e1lnak (ak\u00e1r most, ak\u00e1r a v\u00e1llalkoz\u00e1s valamilyen f\u00fcgg\u0151 k\u00f6telezetts\u00e9ge miatt a j\u00f6v\u0151ben), vagy ha az eszk\u00f6zei kevesebbet \u00e9rnek, mint az \u00f6sszes k\u00f6telezetts\u00e9ge.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tHonnan tudom, hogy a c\u00e9gem fizet\u00e9sk\u00e9ptelen-e?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

H\u00e1rom tesztet futtathat le annak meg\u00e1llap\u00edt\u00e1s\u00e1ra, hogy c\u00e9ge fizet\u0151k\u00e9pes vagy fizet\u00e9sk\u00e9ptelen.<\/p>\n

P\u00e9nzforgalmi teszt – A v\u00e1llalatnak k\u00e9pesnek kell lennie arra, hogy esed\u00e9kess\u00e9gkor kifizesse tartoz\u00e1sait. Ha ez nem lehets\u00e9ges, a v\u00e1llalat fizet\u00e9sk\u00e9ptelen lehet.
\nM\u00e9rlegvizsg\u00e1lat – Ha a v\u00e1llalat k\u00f6telezetts\u00e9gei (hitelez\u0151k, k\u00f6lcs\u00f6n\u00f6k, ad\u00f3ss\u00e1gok) meghaladj\u00e1k a v\u00e1llalat eszk\u00f6zeit, ez azt jelenti, hogy a v\u00e1llalat val\u00f3sz\u00edn\u0171leg fizet\u00e9sk\u00e9ptelen.
\nJogi l\u00e9p\u00e9sek a v\u00e1llalat ellen – A v\u00e1llalat fizet\u00e9sk\u00e9ptelens\u00e9g\u00e9nek egyik f\u0151 figyelmeztet\u0151 jele, ha a hitelez\u0151kt\u0151l jogi l\u00e9p\u00e9sekkel fenyeget\u0151 leveleket kap. Ilyen jogi dokumentumok lehetnek: Felsz\u00e1mol\u00e1si k\u00e9relmek \u00e9s CCJ – megyei b\u00edr\u00f3s\u00e1gi \u00edt\u00e9let.<\/p>\n

Translated with www.DeepL.com\/Translator (free version)<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

\n\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tMilyen lehet\u0151s\u00e9geim vannak, ha a c\u00e9gem fizet\u00e9sk\u00e9ptelenn\u00e9 v\u00e1lik?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

A val\u00f3s\u00e1gban h\u00e1rom f\u0151 lehet\u0151s\u00e9g \u00e1ll az \u00d6n el\u0151tt<\/p>\n

    \n
  1. Fizesse ki a teljes ad\u00f3ss\u00e1got. Ez el\u00e9g neh\u00e9znek bizonyulhat, ha m\u00e1r most is p\u00e9nz\u00fcgyi neh\u00e9zs\u00e9gekkel k\u00fczd.<\/li>\n
  2. Ne tegyen semmit – ez a lehet\u0151 legrosszabb lehet\u0151s\u00e9g. Val\u00f3sz\u00edn\u0171leg egy hitelez\u0151 felsz\u00e1mol\u00e1si k\u00e9relmet fog beny\u00fajtani, \u00e9s az \u00d6n v\u00e1llalkoz\u00e1sa k\u00e9nyszert\u00f6rl\u00e9s al\u00e1 ker\u00fcl. Ez egy meglehet\u0151sen kellemetlen folyamat, mivel egy hivatalos cs\u0151dgondnok (b\u00edr\u00f3s\u00e1gi k\u00e9pvisel\u0151) fogja felsz\u00e1molni a v\u00e1llalat\u00e1t.<\/li>\n
  3. L\u00e9pjen be egy \u00f6nk\u00e9ntes fizet\u00e9sk\u00e9ptelens\u00e9gi elj\u00e1r\u00e1sba, mint p\u00e9ld\u00e1ul CVL, Admin, CVA.<\/li>\n<\/ol>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t
    \n\t\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tMelyek a f\u0151bb fizet\u00e9sk\u00e9ptelens\u00e9gi elj\u00e1r\u00e1sok?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

    A f\u0151bb fizet\u00e9sk\u00e9ptelens\u00e9gi elj\u00e1r\u00e1sok a k\u00f6vetkez\u0151k:<\/p>\n